AI JOB RISK SCANNER
O*NET-SOC 13-2041.00 / model V11 rated-task engine

Will AI replace
Credit Analysts?

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

Estimated AI task exposure
90%

Very High exposure

V11 weights occupation tasks using O*NET Importance, Relevance and Frequency ratings instead of treating every task equally.

11 tasks have usable Task Rating records; weighted-task coverage is 100%.

Digital/info work

81/100

Physical moat

2/100

Human moat

25/100

Rating coverage

100%

11 task statements / 11 rated

Highest-weighted occupation tasks

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Importance 98/100Relevance 100/100Frequency 82/100Weight 0.95
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Importance 89/100Relevance 100/100Frequency 75/100Weight 0.90
Prepare reports that include the degree of risk involved in extending credit or lending money.
Importance 89/100Relevance 100/100Frequency 68/100Weight 0.88
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Importance 88/100Relevance 95/100Frequency 71/100Weight 0.87
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Importance 94/100Relevance 85/100Frequency 72/100Weight 0.85
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Importance 81/100Relevance 100/100Frequency 67/100Weight 0.85
Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
Importance 67/100Relevance 65/100Frequency 54/100Weight 0.63
Consult with customers to resolve complaints and verify financial and credit transactions.
Importance 52/100Relevance 80/100Frequency 31/100Weight 0.57
Review individual or commercial customer files to identify and select delinquent accounts for collection.
Importance 58/100Relevance 65/100Frequency 36/100Weight 0.55
Confer with credit association and other business representatives to exchange credit information.
Importance 52/100Relevance 60/100Frequency 38/100Weight 0.51

Task weighting

Each rated task receives a composite weight: 38% relevance, 37% importance and 25% frequency. Core tasks receive a small additional multiplier. Low-precision rows flagged by O*NET for suppression are excluded.

Occupation scoring

When rating coverage is strong, rated tasks contribute 60% of the digital, physical and human task signals and Work Activities contribute 40%. Lower-coverage occupations automatically rely more on Work Activities.

U.S. labor market

BLS Wage & Employment Outlook

Median annual wage

$83,510

BLS OEWS May 2025

National employment

64,390

BLS OEWS May 2025

Projected growth

-4.3%

BLS Employment Projections 2025–2035

Average annual openings

3

BLS Employment Projections 2025–2035

BLS labor-market figures are separate from the site's AI-exposure model. Missing values mean a compatible detailed BLS occupation estimate was not published or could not be mapped.

Career pivot radar

Safer Career Alternatives

These options are selected from the same 923-occupation model. They favor a similar task/work profile with meaningfully lower estimated AI exposure. They are suggestions for exploration, not guarantees of job fit.

SAFER ALTERNATIVE

Millwrights

5%

85 points lower exposure • 54% profile similarity

Median wage: $65,700 Growth 2025–2035: +0.9% Annual openings: 3

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Electric Motor, Power Tool, and Related Repairers

5%

85 points lower exposure • 52% profile similarity

Median wage: $56,210 Growth 2025–2035: +4.4% Annual openings: 1

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

9%

81 points lower exposure • 55% profile similarity

Median wage: $61,010 Growth 2025–2035: +10.9% Annual openings: 41

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Hydroelectric Production Managers

10%

80 points lower exposure • 55% profile similarity

Median wage: $126,060 Growth 2025–2035: +2.6% Annual openings: 17

stronger human/judgment moat, more physical-world work
SAFER ALTERNATIVE

Cement Masons and Concrete Finishers

6%

84 points lower exposure • 55% profile similarity

Median wage: $57,020 Growth 2025–2035: +1.6% Annual openings: 14

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Chefs and Head Cooks

12%

78 points lower exposure • 56% profile similarity

Median wage: $62,470 Growth 2025–2035: +6.6% Annual openings: 25

stronger human/judgment moat, more physical-world work

Personalized career defense protocol

AI-Proofing Plan

AUTOMATE

  • routine information gathering
  • first-pass document drafting
  • standard reporting and summarization
  • repeatable administrative workflows

AUGMENT

  • research and analysis
  • quality checking AI-generated work
  • decision preparation
  • scenario generation

PROTECT

  • domain expertise
  • exception handling
  • accountability for outcomes

LEARN

  • AI-assisted research
  • workflow automation
  • data literacy
  • prompt and workflow design
  • AI output verification

AI-PROOFING RESOURCES

What this score does not mean

The percentage is a comparative task-exposure index. It is not the probability that this occupation disappears, that a worker is laid off, or that AI can perform the entire job.

New in V11

Find a Safer Career Path

High exposure does not mean starting over. V11 compares your occupation with the other 922 O*NET occupations and surfaces lower-exposure options with similar work profiles.

EXPLORE CAREER ALTERNATIVES
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