AI JOB RISK SCANNER
O*NET-SOC 43-4131.00 / model V11 rated-task engine

Will AI replace
Loan Interviewers and Clerks?

Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.

Estimated AI task exposure
86%

Very High exposure

V11 weights occupation tasks using O*NET Importance, Relevance and Frequency ratings instead of treating every task equally.

18 tasks have usable Task Rating records; weighted-task coverage is 100%.

Digital/info work

84/100

Physical moat

10/100

Human moat

39/100

Rating coverage

100%

18 task statements / 18 rated

Highest-weighted occupation tasks

Answer questions and advise customers regarding loans and transactions.
Importance 88/100Relevance 100/100Frequency 62/100Weight 0.86
Interview loan applicants to obtain personal and financial data and to assist in completing applications.
Importance 89/100Relevance 99/100Frequency 60/100Weight 0.86
Verify and examine information and accuracy of loan application and closing documents.
Importance 85/100Relevance 100/100Frequency 56/100Weight 0.84
Record applications for loan and credit, loan information, and disbursements of funds, using computers.
Importance 84/100Relevance 100/100Frequency 57/100Weight 0.83
Submit loan applications with recommendation for underwriting approval.
Importance 86/100Relevance 99/100Frequency 55/100Weight 0.83
Check value of customer collateral to be held as loan security.
Importance 84/100Relevance 99/100Frequency 57/100Weight 0.83
Present loan and repayment schedules to customers.
Importance 80/100Relevance 100/100Frequency 54/100Weight 0.81
Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.
Importance 83/100Relevance 99/100Frequency 50/100Weight 0.81
Review customer accounts to determine whether payments are made on time and that other loan terms are being followed.
Importance 78/100Relevance 93/100Frequency 51/100Weight 0.77
Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.
Importance 76/100Relevance 93/100Frequency 55/100Weight 0.77

Task weighting

Each rated task receives a composite weight: 38% relevance, 37% importance and 25% frequency. Core tasks receive a small additional multiplier. Low-precision rows flagged by O*NET for suppression are excluded.

Occupation scoring

When rating coverage is strong, rated tasks contribute 60% of the digital, physical and human task signals and Work Activities contribute 40%. Lower-coverage occupations automatically rely more on Work Activities.

U.S. labor market

BLS Wage & Employment Outlook

Median annual wage

$50,020

BLS OEWS May 2025

National employment

164,790

BLS OEWS May 2025

Projected growth

-2.4%

BLS Employment Projections 2025–2035

Average annual openings

10

BLS Employment Projections 2025–2035

BLS labor-market figures are separate from the site's AI-exposure model. Missing values mean a compatible detailed BLS occupation estimate was not published or could not be mapped.

Career pivot radar

Safer Career Alternatives

These options are selected from the same 923-occupation model. They favor a similar task/work profile with meaningfully lower estimated AI exposure. They are suggestions for exploration, not guarantees of job fit.

SAFER ALTERNATIVE

Hydroelectric Production Managers

10%

76 points lower exposure • 59% profile similarity

Median wage: $126,060 Growth 2025–2035: +2.6% Annual openings: 17

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Chefs and Head Cooks

12%

74 points lower exposure • 61% profile similarity

Median wage: $62,470 Growth 2025–2035: +6.6% Annual openings: 25

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Butchers and Meat Cutters

5%

81 points lower exposure • 53% profile similarity

Median wage: $40,140 Growth 2025–2035: +2.4% Annual openings: 15

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Hazardous Materials Removal Workers

11%

75 points lower exposure • 59% profile similarity

Median wage: $49,450 Growth 2025–2035: +1.5% Annual openings: 4

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Bus Drivers, Transit and Intercity

22%

64 points lower exposure • 65% profile similarity

Median wage: $59,050 Growth 2025–2035: +4.1% Annual openings: 21

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Substitute Teachers, Short-Term

12%

74 points lower exposure • 58% profile similarity

Median wage: $41,670 Growth 2025–2035: +2.0% Annual openings: 65

stronger human/judgment moat, less digital task exposure

Personalized career defense protocol

AI-Proofing Plan

AUTOMATE

  • routine information gathering
  • first-pass document drafting
  • standard reporting and summarization
  • repeatable administrative workflows

AUGMENT

  • research and analysis
  • quality checking AI-generated work
  • decision preparation
  • scenario generation

PROTECT

  • domain expertise
  • exception handling
  • accountability for outcomes

LEARN

  • AI-assisted research
  • workflow automation
  • data literacy
  • prompt and workflow design
  • AI output verification

AI-PROOFING RESOURCES

What this score does not mean

The percentage is a comparative task-exposure index. It is not the probability that this occupation disappears, that a worker is laid off, or that AI can perform the entire job.

New in V11

Find a Safer Career Path

High exposure does not mean starting over. V11 compares your occupation with the other 922 O*NET occupations and surfaces lower-exposure options with similar work profiles.

EXPLORE CAREER ALTERNATIVES
I am your guide.
Knowledge is your strongest upgrade.